Equipment Financing & Leasing

Smart Solutions for Your Business Equipment Needs

Equipment Financing & LeasingNo company can be successful without the right equipment needed to meet production demands and satisfy client needs.

Securing, maintaining, and replacing equipment is something that you’re constantly having to deal with. The finances involved in such endeavors can quickly become overwhelming.

That is, if you don’t have the right financing partner to help you to manage them.

With proper planning and the right financial tools, concerns about your business equipment will quickly become a thing of the past.

The Perils of Purchasing

In order to secure the equipment that they need, many companies will take on large equipment financing packages to purchase it. Yet buying your business equipment can end up costing you and your company in the long run.

Some of the potential drawbacks of equipment purchases include:

  • Limiting your financial flexibility by tying up existing lines of credit.
  • Dedicating significant portions of your business assets for a down payment.
  • Placing yourself at the mercy of fluctuating interest rates.

While each of these issues can be an obstacle to your company’s growth, they don’t represent the greatest challenge that comes from equipment purchases. That comes from the potential for obsolescence. Imagine the financial bind you’ll be in if new technological advances in your industry make your current equipment obsolete within just two to three years of its purchase. Then you’re left needing to buy new equipment, while still having to pay for the old stuff.

Our Lease Packages

For these reasons, we at Hayes Lending Solutions offer our clients flexible equipment leasing solutions.

Our many lease financing solutions include:

  • Traditional lease packages: We have small, medium, and large ticket packages for up to $150,000, $150,000 to $500,000, and over $500,000, respectively.
  • Sale & Lease Back: We’ll buy your existing equipment from you and then turn around and lease it back to you, offering you immediate capital while still enjoying the benefits of leasing.
  • B, C, and D Credits: If you’re company has a poor credit profile, we can still offer you lease financing. This helps you to get the equipment you need while also rebuilding your credit.

We’re able to turn your lease application around in as little as 24 hours. Government and municipal agencies are guaranteed approval.

Whatever your company’s equipment needs are, you can rest assured that our team has a financial solution to help you meet them. To get started with your equipment leasing application, give us a call today.